Monday, May 9, 2016
Monday, May 2, 2016
What is the McKinney Pulse?
TIME TO SELL!!!
Sunday, May 1, 2016
A Congratulations is in Order for Mr. Guzman
Congratulations to Mr. Guzman for winning a major bidding war on a house that he absolutely loved! I am so excited for your family! I am so grateful for my career!
Do you want to buy a home, sell a home, or invest in Real Estate? Please contact me 903-624-9583!
Saundra Linscheid
Keller Williams Realty
903-624-9583
www.saundralinscheid.kwrealty.com
#sellinghomessaundra
License # 0575281
Thursday, April 7, 2016
How To Improve Your Credit!
Credit scores play a big role in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following:
Check for errors in your credit report.
Thanks to an act of Congress, you can download one free credit report each year at annualcreditreport.com. If you find any errors, correct them immediately.
Pay down credit card bills.
If possible, pay off the entire balance every month. Transferring credit card debt from one card to another could lower your score.
Don’t charge your credit cards to the max.
Pay down as much as you can every month.
Wait 12 months after credit difficulties to apply for a mortgage.
You’re penalized less severely for problems after a year.
Don’t order items for your new home on credit.
Wait until after your home loan is approved to charge appliances and furniture, as that will add to your debt.
Don’t open new credit card accounts.
If you’re applying for a mortgage, having too much available credit can lower your score.
Shop for mortgage rates all at once.
Having too many credit applications can lower your score. However, multiple inquiries about your credit score from the same type of lender are counted as one if submitted over a short period of time.
Wednesday, April 6, 2016
7 Reasons to Own a Home!!!!!!!
1.
Tax benefits. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, and some of the costs involved in buying a home.
2.
Appreciation. Historically, real estate has had a long-term, stable growth in value. In fact, median single-family existing-home sale prices have increased on average 5.2 percent each year from 1972 through 2014, according to the National Association of REALTORS®. The recent housing crisis has caused some to question the long-term value of real estate, but even in the most recent 10 years, which included quite a few very bad years for housing, values are still up 7.0 percent on a cumulative basis. In addition, the number of U.S. households is expected to rise 10 to15 percent over the next decade, creating continued high demand for housing.
3.
Equity. Money paid for rent is money that you’ll never see again, but mortgage payments let you build equity ownership interest in your home.
4.
Savings. Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.
5.
Predictability. Unlike rent, your fixed-rate mortgage payments don’t rise over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will likely increase.
6.
Freedom. The home is yours. You can decorate any way you want and choose the types of upgrades and new amenities that appeal to your lifestyle.
7.
Stability. Remaining in one neighborhood for several years allows you and your family time to build long-lasting relationships within the community. It also offers children the benefit of educational and social continuity.
www.saundralinscheid@kwrealty.com
Thursday, March 31, 2016
My motivation for today!
Have a wonderful day! Please call me with any of your Real Estate needs! 903-624-9583!!!
Thursday, October 29, 2015
~~~~~~~~~~~JUST LISTED~~~~~~~~~~~ 2037 Forest Meadow Dr. Princeton, TX 75407
2037 Forest Meadow Dr. Princeton, TX 75407
$205,000.00
WELCOME HOME!!!! This beautiful heavily treed corner lot home has 4, 2.5,2 . The kitchen & living room make a lovely great room with a freestanding fireplace! Master is 19 x 13 on the first level. Master bathroom has dual sinks, garden tub, separate shower, and large walk-in closet. Upstairs includes 3 bedrooms, game room, and media room. Freshly painted, new carpet, and beautiful hard wood floors! Near elementary school. Community Pool!
http://apps2.shoot2sell.net/…/2037-forest-meadow-dr-prince…/
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